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* The Annual Percentage Yield (APY) is accurate as of September 24, 2012 and is subject to change
without notice; minimum opening deposit is $1,000.00; fees may reduce the earnings on the account;
this is a tiered account with different APYs that vary depending on the balance: $0.01-
$9,999.99(0.15%APY), $10,000.00-$49,999.99(0.50%APY), $50,000.00-$99,999.99(0.80%APY),
$100,000.00 or more (0.85%APY); the corresponding APY will be applied to the entire account
balance. Up to six (6) withdrawals are permitted during the statement cycle.
The bank reserves the right to change or terminate the offer at any time and
without notice, unless otherwise required by law.